In order to promote young scientific and technological workers and inspire new academic ideas, the 2019 annual meeting of science and technology of the Chinese Academy of Environmental Sciences held in Xi ‘an, the ancient capital, opened up a "Young Scientists’ Special Session", which provided a stage for exchanges and discussions for young scholars and technical talents who have emerged in recent years around the theme of "environmental science and technology innovation helps fight against pollution". Previously, the Chinese Society of Environmental Sciences just announced on its website 30 candidates who were awarded the "Young Scientists Award of the Second Chinese Society of Environmental Sciences", including 10 gold medals and 20 excellent prizes.

　　On the afternoon of August 23rd, the "Special Session for Young Scientists" was co-chaired by Lu Xi, Secretary General of the Young Scientists Branch of the Chinese Society of Environmental Sciences, and Professor Chen Rong from the School of Environment and Municipal Engineering of Xi ‘an University of Architecture and Technology. A total of eight representatives of young scientists gave speeches at the scene, and each of them contributed forward-looking content during the 30-minute on-site report time, which greatly expanded the participants’ cognitive and knowledge horizons. Let’s take a look at the contents of their report.

　　Magnetic nano-materials have great potential for environmental applications.

　　The first person to take the podium was Zhao Xiaoli, a researcher from china environmental science Research Institute. The topic of her report was "Application Research of Magnetic Nanomaterials in Analysis and Degradation of Pollutants". She starts with what we usually hear about nano-materials, which are artificially synthesized by people to meet the purpose of use, and are also research hotspots in recent years. In addition, there are some man-made nano-pollutants, such as nano-pollutants released into the atmosphere and water bodies by garbage incineration and industrial production.

　　In the field of international nanotechnology, researchers’ understanding of nanomaterials has experienced a development process from new products to new pollutants to nano-safety. With the increasing application of nano-materials, its biological toxicity has attracted people’s attention. How to promote the healthy development of the industry and produce engineering nanomaterials that can meet the application needs and are environmentally friendly? Zhao Xiaoli’s team focused on the application of nanomaterials in the analysis, adsorption and degradation of pollutants in the water environment. Because nanomaterials are easy to block and difficult to separate, her team combined magnetic materials with nanomaterials to get magnetic nanomaterials. Magnetic nano-materials combine the advantages of small particle size, short diffusion path and fast extraction speed.

　　Next, she and her team worked hard to solve two key problems. One is that magnetic nanomaterials should be synthesized in a controlled and stable way, and the other is the adsorption capacity of magnetic nanomaterials to organic pollutants. For this reason, they independently prepared more than 10 kinds of nano-Fe3O4 composites with uniform particle size and controllable surface structure, which can be used for comparative research, and developed a new method for rapid analysis of trace pollutants in environmental water based on magnetic separation. Experiments show that the magnetic nano-materials developed by them have great potential for environmental application in pollutant analysis, adsorption removal and catalytic degradation, and solve the key problem of solid-liquid separation of nano-materials in solid-phase extraction application.

　　Environmental DNA is a powerful tool to detect and quantify biodiversity.

　　The topic of Professor Zhang Xiaowei’s report from School of Environment of Nanjing University is "eDNA Shaping a New Era of Eco-toxicology Research". Starting with a picture overlooking the bright lights in Asia at night from a satellite, he introduced the great changes brought by economic development to the natural ecological environment and landforms. Due to industrialization and urbanization, various environmental stress factors have entered the eco-environmental system, and many toxic substances have led to the decline of a large number of species through various mechanisms. In order to evaluate the chemical toxicity of species, countries have formed a set of simple strategies to evaluate the environmental quality of ecological risks in the past 50 years, which mainly include two methods: one is instrumental analysis, and the other is laboratory toxicity test. These methods are time-consuming and laborious, so the monitoring of wild native biota is considered as the key weakness of current ecotoxicology research.

　　In order to overcome the above weaknesses, Zhang Xiaowei and his team began to use eDNA method to apply and popularize biodiversity monitoring technology in 2016. The so-called eDNA is the DNA in environmental samples, one is the DNA of biological individuals, and the other is the free fragments of large animals. EDNA’s sedimentation, degradation and final diffusion can be simulated by one-dimensional equation, which can predict the degradation and migration of eDNA in the process. Compared with the traditional morphological verification method, it provides a monitoring technology with higher repeatability and resolution.

　　The magic of eDNA technology is that by analyzing the substances in a glass of water, we can know what zooplankton and fish are in the ecological environment at that time. Zhang Xiaowei shows through several cases that eDNA can be used to monitor the swimming track of Yangtze finless porpoise population, and display the distribution and biodiversity of fish and plankton, which is undoubtedly very beneficial for comprehensively evaluating the long-term effects of environmental stress factors on regional ecosystem and its mechanism.

　　New technology makes offshore oil and gas exploitation cleaner.

　　Professor Yang Qiang from School of Mechanical and Power Engineering, East China University of Science and Technology gave a report entitled "Complete Technology and Equipment for Efficient CFC Treatment of Offshore Platform Production Wastewater". Yang Qiangxian introduced the research background of the project. At present, the process of oil and gas resources exploitation in China is simply to treat the oil-gas-water mixture on the platform after drilling, purify the water and transport the oil and gas to the shore for utilization. In this process, every ton of oil produced is accompanied by 3 tons of water brought to the ground, which is partly reinjected into the underground and partly discharged into the sea. It is a key problem for the production of offshore oil platforms in the world to control and treat the discharge of these wastewater.

　　The existing offshore platforms in China are basically physical methods and a small amount of chemical methods. Yang Qiang’s team built a droplet control system to solve the problem of how to separate oil in water efficiently, and studied the process from the adhesion of oil droplets on the whole fiber level to the collision, separation and collision fusion of oil droplets. Then, based on the mechanism of fiber-induced agglomeration, the team proposed to use lipophilic fibers to quickly capture high-viscosity heavy oil droplets during the flow process. Aiming at the problem of gas in oil and oil in water, the research team constructed a combination of oleophilic fiber and oleophobic fiber to realize the physical separation process. On this basis, they developed hydrophilic/lipophilic combined fiber coalescence oil removal technology and equipment, and constructed a complete set of production wastewater treatment process with this technology and equipment as the core. Finally, Yang Qiang introduced the application of their technical equipment in Yacheng 13-1 gas field in the South China Sea and Caofeidian oil and gas field in the Bohai Sea. Practice has proved that good treatment results have been achieved in the source control of marine pollutants.

　　Satellite remote sensing implements the supervision of nature reserves.

　　Hou Peng, a senior engineer of the Satellite Environment Application Center of the Ministry of Ecology and Environment, gave a report entitled "Study on the Technical System and Operational Mechanism of National Ecological Supervision in Nature Reserves". Hou Peng first introduced the current situation and main control requirements of nature reserves in China. Nature reserves are natural treasures, but as of 2018, the proportion of protected land to land and sea in China is still far from the goal of 2020 proposed by the Convention on Biological Diversity. How to realize the operational operation of ecological supervision in nature reserves and ensure the bottom line of national ecological security is an important proposition of social sustainable development.

　　Next, Hou Peng explained the operational technical system and operational mechanism of monitoring and evaluating the effectiveness of human activities and ecological protection in nature reserves from the two major needs of supervision and law enforcement and comprehensive decision-making, mainly driven by satellite remote sensing technology. For the supervision of human activities, he focused on the working mechanism of satellite remote sensing monitoring discovery and national and local coordinated operation; Regarding the effectiveness of ecological protection, he took the composition of ecosystem types and the service function of ecosystem as the main line, put forward the framework and index method of effectiveness evaluation of nature reserves, and constructed the evaluation model of ecological security contribution. Their research results have achieved remarkable results in the monitoring and management of the northern foot of Qinling Mountains, and have well implemented the requirements of the central authorities on strengthening ecological protection.

　　Pyrolysis gasification technology makes garbage disposal in small cities and rural areas more economical and environmentally friendly.

　　Zhao Ming, a special researcher of Tsinghua University Institute of Environment, gave a report entitled "Clean Gasification Technology of Organic Solid Waste with High Heat Value". He believes that the pilot project of "waste-free city" is actively carried out in the country, which embodies the new concept of solid waste pollution control in the new period-full source reduction and "zero landfill" terminal disposal technology, which is also in line with the requirements of the 19th National Congress report and some recent policies on garbage disposal. According to Zhao Ming’s observation, the pattern of "large-scale incineration" (the daily treatment scale is more than 600 tons) in big cities with high population concentration seems unshakable at present, but for the domestic garbage in the vast counties, as well as the obvious industrial organic solid waste and organic hazardous waste in the region, the demand for miniaturization treatment (200 tons/day or less) makes pyrolysis gasification an alternative route for incineration.

　　Through calculation, Zhao Ming thinks that the current hazardous waste incineration produces a large amount of residue per ton, which will be greatly reduced if melting technology is adopted, and the power consumption of the whole process is much lower than that of the safe landfill plant, so gasification pyrolysis is a more economical way. More can be done for solid waste energy with high calorific value, for example, it can be turned into clean gas. In his view, the upstream of pyrolysis and gasification is connected with garbage classification to ensure the homogeneity and high calorific value of materials, and the downstream is connected with distributed production capacity to realize the multi-use of heat, electricity and chemistry, so it is expected to become a miniaturized mainstream technology with less land occupation, less investment, easy control of secondary pollution and high energy conversion efficiency. At present, Zhao Ming and his team have done some industrialization exploration besides technology, which is expected to be realized in two to three years.

　　Beijing-Tianjin-Hebei bid farewell to smog.

　　Lei Yu, a researcher at the Institute of Environmental Planning of the Ministry of Ecology and Environment, gave a report entitled "Study on Atmospheric Environmental Capacity and Air Quality Improvement Path in Beijing, Tianjin and Hebei and Surrounding Areas". When expounding the research background of his report, he introduced that intensive social and economic activities and large industrial emissions in Beijing-Tianjin-Hebei region are the main causes of pollution in this region, while local topography and winter meteorological conditions aggravate the degree of pollution. According to his research, after analyzing and summarizing the simulation results of air quality model under meteorological conditions year by year since 2000, it can be found that the influence of meteorological conditions on the annual average concentration of PM2.5 in the region can reach up to plus or minus 10%. Through the analysis of the model iterative algorithm developed based on WRF-CMAQ, it is found that the emission of major air pollutants in the region needs to be reduced by more than 50% on the basis of 2016, subject to the annual average concentration of PM2.5 reaching the standard.

　　In his research, Lei Yu analyzed the characteristics of PM2.5 concentration in Beijing, Tianjin and Hebei, and gave three scenarios: the first scenario is required by the "Thirteenth Five-Year Plan" goal; The second is the scenario of classification improvement-he thinks that the rate of decline in cities with relatively high concentrations should be faster; The third scenario is given a relatively more radical requirement, and the third scenario is in line with the current "beautiful China" construction and the target requirements put forward by the 19th National Congress. Finally, he introduced what measures can make the whole region reach the above expectations. For this reason, the research team spliced several models and put forward the technical path and phased goal of improving regional air quality. Finally, he pointed out that although the ozone concentration is increasing in recent years, the concentrations of sulfur dioxide and nitrogen oxides are decreasing, so he believes that the ozone concentration will gradually decrease, which will also strengthen the confidence of policy makers.

　　Remote Sensing Monitoring Helps Pollutant Transmission Control

　　Liu Cheng, a professor at the School of Earth and Space Sciences, University of Science and Technology of China, reported on the topic of Stereo Remote Sensing Monitoring of Air Pollution. With the implementation of "Ten Articles on Atmospheric Countries", although China has set quantifiable targets for Beijing-Tianjin-Hebei and Yangtze River Delta, the air pollution in a place is affected not only by local emissions and secondary generation, but also by regional transmission. To carry out the main responsibility of pollution control, it is necessary to clarify the relative contributions of local emissions and foreign transportation, which provides a place for remote sensing technology. It is from this that Liu Cheng’s research starts to achieve the goal of control and governance of pollutant transmission.

　　Stereo remote sensing monitoring is an important field of atmospheric environment research. With the progress of scientific hardware, the high resolution of satellite remote sensing can accurately capture the source of factory emissions, including sulfur dioxide, formaldehyde and ozone. In the research, Liu Cheng and his team carried out research on the spatial and temporal distribution, sources and mechanism of atmospheric pollutants based on ground-based, ship-based, airborne and satellite-borne three-dimensional remote sensing monitoring platforms. Through calculation, researchers found that the accuracy of satellite remote sensing monitoring is very high, and related research results and models have also been accepted by top international journals. In addition, the ship-borne remote sensing aerial survey of the Yangtze River found that the pollutants in economically developed provinces mainly came from factories, while those in agricultural provinces mainly came from automobile exhaust. The researchers also participated in the research on the cross-border transport of pollutants among China, Japan and South Korea. They drove from Dalian to South Korea with instruments carried by ships to observe how many pollutants were transmitted from China to South Korea and how many pollutants were introduced from South Korea to China.

　　New catalysts make typical environmental pollutants have nowhere to hide.

　　Professor Zhan Sihui from the School of Environmental Science and Engineering of Nankai University gave a report entitled "Study on Pollution Control Mechanism of Typical Environmental Pollutants". At present, the removal of environmental pollutants often relies on environmental catalysis and has achieved good results. However, the commonly used catalysts are actually prone to poisoning and fire, and how to further improve their effects in practice needs to explore their microscopic mechanisms. In order to efficiently remove pollutants in a complex environmental system and maintain the stability of the catalyst, Zhan Sihui and his team envisaged the process of catalytic oxidation integration through surface modification and regulation of materials.

　　The researchers first designed a new type of catalyst through surface acidity regulation and surface redox regulation, revealing the mechanism of solid-gas interface regulation and adsorption-activation-purification of pollutants. After that, they constructed a chemical targeted purification system of pathogenic microorganisms at the solid-liquid interface, which solved many kinetic problems and non-targeted purification problems existing in the original disinfection process. Finally, through the adjustment and modification of the interface, the research team can produce more activity and improve the efficiency of adsorption, oxidation and catalysis of typical environmental pollutants. Zhan Sihui said that their research results have been transformed after cooperation with the military, and the designed operation process of quickly removing typical pollutants under photosynthesis can be used to ensure the safety of drinking water in the wild, which also makes great contributions to the microbial detection of water quality.

　　At the moment when the construction of ecological civilization has become a national strategy, the demand in the field of environmental protection scientific research has pointed out the direction for scientific research and provided a rare opportunity for the growth of young scientists. When reporting the research results, the young scholars who gave reports on the spot said that they were excited to get such an opportunity to show their achievements at the national level, which showed that the Chinese Society of Environmental Sciences attached great importance to the growth and training of young scientists. We expect the vast number of young eco-environmental science and technology workers to show greater innovation and scientific research vitality and realize greater life value on the broad environmental protection stage.

　 　 Liu Guowei, editor-in-chief of Environment and Life magazine

　　CCTV News:According to a survey of 73,000 enterprises in cultural and related industries above designated size in China, in 2023, the operating income of cultural enterprises reached 1,295.15 billion yuan, an increase of 8.2% over the previous year.

　　Among them, the operating income of 16 industry subcategories with obvious characteristics of new cultural formats was 5,239.5 billion yuan, up by 15.3% over the previous year, which was 7.1 percentage points faster than that of all cultural enterprises above designated size. The driving effect of new cultural formats was obvious, and the operating efficiency of cultural enterprises continued to improve.

　　The development of China’s cultural enterprises continues to pick up.

　　According to the data released by the National Bureau of Statistics on January 30, in 2023, the operating income of cultural and related industrial enterprises above designated size in China exceeded 12 trillion yuan. The supporting role of the cultural service industry has been enhanced, and the driving effect of the new cultural industry has been obvious. The development of cultural enterprises has continued to pick up and improve, and the operating efficiency has continued to improve.

　　In 2023, the national cultural and related industries enterprises above designated size realized operating income of 1,295.15 billion yuan, an increase of 8.2% over the previous year; Cultural enterprises above designated size realized a profit of 1,156.6 billion yuan, an increase of 30.9% over the previous year. Among the 43 industries, more than 70% of the profits of the industries improved compared with the previous year, and the operating efficiency of cultural enterprises continued to improve.

　　The supporting role of the cultural service industry has been steadily enhanced. In 2023, the cultural service industry achieved an operating income of 6,773.9 billion yuan, an increase of 14.1% over the previous year, and contributed 85.4% to the operating income growth of all cultural enterprises above designated size.

　　The entertainment and leisure industry has recovered rapidly. With the effective policies of expanding domestic demand and promoting consumption, residents’ cultural consumption demand has been continuously released. In 2023, the cultural, entertainment and leisure service industry achieved an operating income of 175.8 billion yuan, a decrease from the previous year to an increase of 63.2%.

　　The new cultural format industry has obvious driving effect. In 2023, the operating income of 16 industries with obvious characteristics of new cultural format increased by 15.3% over the previous year, and the contribution rate to the operating income growth of all cultural enterprises above designated size was 70.9%.

CCTV News:During the holidays, cultural tourism has become the choice of many tourists. In Beijing, many museums and art galleries have "upgraded" to welcome tourists from all over the world. Come to see the reporter’s visit.　

The reporter came to the exhibition hall of China Art Museum’s labor theme art exhibition, and saw that it covered many categories such as Chinese painting, oil painting and sculpture. At 9: 00 am on May 1, tourists were waiting in line to enter. In the exhibition hall, the reporter found that there were many tourists who came specially from other places. It is expected that the number of tourists here will exceed 30,000 during the May Day holiday.

The reporter learned that this year’s "May Day", tickets for China Art Museum are more sought after than in previous years, and the number of people making appointments during the holiday period is close to the maximum flow.

In the china national film museum, a 3500-square-meter large screen is showing the "dinosaur creative visual art exhibition". The 30-meter-high dinosaur walks by the visitors, and the visual effect is very shocking. In addition to the dinosaur exhibition, there are also exhibitions such as the starry sky exhibition and the deep sea exhibition. Many parents take their children to punch in and take photos, and tourists sit on the floor and experience the fun brought by the exhibition in an immersive way.

Wang Sijia, a staff member of china national film museum Activity Management Department, said that as of April 29th, all the daily reservation places for the first three days of the "May Day" holiday had been filled, which was about 20% higher than the same period last year.

The data shows that during the "May 1" holiday, the overall search popularity of domestic museums increased by 134% month-on-month, and the booking volume increased by nearly 30% compared with the same period of last year. Among them, the Palace Museum, Qin Shihuang Mausoleum Museum, China National Museum, Shaanxi History Museum, Luoyang Museum, and other tourist search and booking heat is higher.

Suzhou, Jiangsu: The popular scenic spots in the garden are sold out.　

In Suzhou, Jiangsu Province, the garden scenic spots have also ushered in the peak of tourists in the past two days, and the reservations for popular attractions have also been full. A number of local convenience service initiatives have been launched to provide convenience for tourists.

Tickets for the Humble Administrator’s Garden holiday in Wutian Gate have been sold out in advance, and will receive 160,000 tourists, an increase of 10% over the same period last year. In the past few days, the scenic spot has been closed for half an hour every day to meet the needs of tourists, and one-way traffic has been implemented in areas with concentrated traffic to provide tourists with a comfortable sightseeing experience.

In addition, the five-day admission quota of Suzhou Museum has been reserved in advance. During the holidays, a number of special exhibitions in the museum were exhibited at the same time to attract tourists to visit.

In order to cope with the peak of holiday travel, during the May Day holiday, more than 25,000 parking spaces in Suzhou government agencies, enterprises and institutions were opened to tourists free of charge, and toilets were opened to the public to provide warm-hearted services such as hot water, rain gear and storage.

Kaifeng, Henan Province: Scenery reappears in the Song Dynasty, and the ancient customs and national tides attract visitors.

Every holiday, Kaifeng, an ancient capital with a long history, welcomes a large number of tourists from all over the world. When people come here, they can not only feel the rich history and culture, but also experience many ancient customs and folk cultural activities.

In a Song Wenhua-themed park in Kaifeng, Henan Province, as soon as reporters entered the park, they often heard shouts in their ears, and at the same time, all kinds of staff in ancient costumes passed by. Here, you can experience the various customs of life in the Song Dynasty and feel the prosperity of Bianliang City in the Northern Song Dynasty.

In the streets and alleys of the park, various folk customs performances such as Quyi and juggling are staged in turn, and the rich angular interaction has become a popular "punch card" object under the lens of many people.

In addition to interactive scene performances, the park also launched a series of large-scale plays, so that tourists can understand the history of the Song Dynasty more intuitively.

At present, the park also brings together traditional imperial Henan cuisine and dozens of flavor snacks, among which the soup-filled steamed buns in Kaifeng are the special food that can’t be missed.

The data shows that in 2024, 1-mdash; In March, the cumulative reception volume of Kaifeng cultural tourism reached 31,677,600 person-times, an increase of 12.49% compared with the same period in 2023, and the cumulative comprehensive income of cultural tourism reached 21.43 billion yuan.

Linhai, Zhejiang: Millennium Taizhou Fucheng is popular, and special snacks are favored.　

In addition to visiting the ancient capital, visiting the ancient city is also a hot spot in the tourism market. You can wear ancient costumes and travel through the Millennium, and you can also taste the most classic local snacks and delicious food. Go to the ancient city of Linhai, Zhejiang immediately and have a look.　

Taizhou Fucheng, located in Linhai City, Zhejiang Province, has a history of more than 1,500 years. Ziyang Street, the most prosperous commercial district in Taizhou Fucheng, still retains the legacy of Song Dynasty and the pattern of Ming and Qing Dynasties.

Linhai is known as the snack capital of China, and there are more than 140 kinds of traditional snacks alone.

Many tourists come to Linhai to punch in their cards. The most classic snack here, Egg White Sheep Tail, is called Egg White Sheep Tail because it looks like a sheep tail. As a state banquet dessert, it is the first famous snack to enter China Menu. Beat the egg white prepared in advance into cream, pick up a piece of bean paste or chestnut stuffing, wrap the egg white outside the stuffing, and then fry it in the oil pan. After the pan is out, sprinkle a layer of icing on it and it will be ready.

In addition to "egg white sheep’s tail", there are various snacks such as black rice, white water tofu and seaweed cakes. In Taizhou, which is rich in seaweed, seaweed cake is a special snack here.

According to the latest statistics, on May 1st, the number of tourists in Taizhou Fucheng exceeded 180,000, and it is expected that the number of tourists during the May 1st holiday will exceed 800,000 this year.

Xi ‘an, Shaanxi: The city that never sleeps in Datang is brightly lit and tourists are weaving.

On the first day of the May Day holiday, Xi ‘an, Shaanxi Province also ushered in the peak of passenger flow. If the city is a traditional and quaint street fireworks during the day, it will become a dazzling bustling market at night. Let’s take a look at the unique charm of Xi ‘an at night.

The intangible culture is integrated into the tangible experience, which allows tourists to get an immersive travel experience and promote the release of consumption vitality. At 12 o’clock in Chang ‘an, which is located on Datang Pedestrian Street, tourists can put on Tang Dynasty costumes and paint Tang Dynasty makeup. There are thousands of Hanfu experience halls in the whole pedestrian street, so Hanfu dressing and shooting photography have always been an important part of the whole Tang Dynasty business in the neighborhood. The fiery neighborhood has also promoted the prosperity of the surrounding Hanfu industry, which has greatly boosted the local tourism peripheral income.

During the May Day holiday, major scenic spots in Xi ‘an also ushered in the peak of passenger flow. The continuous consumption of cultural tourism in Xi ‘an is not only the fireworks of the city, but also a new driving force for the consumption of cultural tourism. Using the unique atmosphere and cultural accumulation of the night, this Millennium ancient capital makes tourists immersed and intoxicated.

Zhengzhou, Henan: 10,000 mu of cherries ushered in the picking season, and the cave hotel reservation was hot.

At present, 10,000 mu of cherries in Houzhai Township, Zhengzhou City, Henan Province are welcoming the picking season. Every year during the May Day holiday, small cherries can bring hundreds of thousands of tourists here. The "cherry economy" also makes the catering and homestay reservations here hot.

At present, 10,000 mu of cherries in Cherry Valley, Houzhai Township, Erqi District, Zhengzhou City ushered in the picking season. The small red cherries in the picking garden were covered with branches, and they were crystal clear against the sunshine, attracting a large number of tourists to experience rural picking.

There are nearly a thousand local cherry picking gardens, and the fresh fruit output per mu of cherries is about 2000 Jin.

Thanks to the large number of tourists brought by the cherry season, the business of farm restaurants here is booming these days, and local specialties such as grilled fish and sweet potato noodles are full of praise for tourists. The traditional dwellings here have also been built into characteristic homestays, which are quite popular with tourists. It is understood that there are more than 30 homestays in the local area, and the booking volume of the "May 1" holiday has exceeded 90%.

　　On March 14th, China Banking and Insurance Regulatory Commission website posted a warning about the risk induced by excessive lending marketing: At present, personal consumer credit services such as credit cards and micro-credit are deeply bound with various consumption scenarios, which facilitates life and reduces the immediate payment pressure to a certain extent. However, if consumers use consumer credit frequently and superimposed, it will easily lead to risks such as excessive debt and damaged credit information. In recent years, there have been complaints from consumers about excessive credit granting, high credit card installment fees or liquidated damages, and violent collection. In addition, some merchants induce consumers to prepay their expenses by means of loans or overdrafts, but they cannot continue to operate for various reasons, resulting in consumers not only being unable to enjoy the services they have already purchased, but also facing repayment pressure and difficulties in safeguarding their rights. In response, the Consumer Protection Bureau of China Banking and Insurance Regulatory Commission, China issued the second consumer risk warning in 2022 to remind consumers to stay away from the marketing trap of excessive lending and prevent excessive credit risk.

　　One is to induce consumers to handle loans, credit card installment and other businesses, infringing on consumers’ right to know and their right to choose independently. Beware of confusing concepts in the marketing process and inducing consumers to use credit loans, for example, packaging microfinance and credit card installment services with "concessions" and other rhetoric; Or the price publicity is opaque, and the annualized interest rate of loans or installment services is not clearly stated; Others deliberately induce consumers to choose credit payment methods during the payment process. If consumers do not have a strong sense of self-protection and risk prevention, and do not pay attention to reading the contract terms and authorization contents, the signing authorization process is more casual, and it is easy to be induced to handle loans, credit card installment and other businesses.

　　The second is to induce consumers to spend in advance. Using big data information and accurate tracking, some institutions, after tapping the "consumer demand" of users, over-market and induce consumers to spend ahead of time, regardless of the actual situation of consumers’ comprehensive credit line, repayment ability and repayment source, resulting in consumers’ risks such as excessive credit and debt exceeding their personal affordability. Consumers should know that after using consumer credit services, they need to repay the principal and interest on schedule according to the contract. Interest rates such as credit card installment and credit loan may not be preferential. The comprehensive loan cost calculated at annualized rate may be high, and excessive credit may easily lead to excessive debt.

　　The third is to induce consumers to use consumer loans for non-consumption areas. Inducing or acquiescing some consumers to use consumer credit funds such as credit cards and micro-credit for non-consumption areas, such as buying houses, trading stocks, managing money and repaying other loans, has disrupted the normal order of the financial market. Consumers who illegally flow the funds obtained from consumer credit to non-consumer areas will have to bear the corresponding consequences, and it is not advisable to "support loans with loans" or "support cards with cards".

　　Fourth, excessive collection of personal information infringes on consumers’ right to personal information security. Some financial institutions and internet platforms fail to protect consumers’ personal information when carrying out related business or cooperative business, such as obtaining authorization by default consent and general authorization; Using personal information for purposes other than credit card business and consumer credit business without the consent of consumers or against their wishes; Improper access to consumer external information, etc. The above-mentioned excessive collection or use of consumers’ personal information infringes on consumers’ right to personal information security.

　　In view of the above problems, the Consumer Protection Bureau of China Banking and Insurance Regulatory Commission, China reminds consumers to understand the relevant policies and risks of consumer credit, guard against excessive credit overdraft consumption risks, raise legal awareness and protect legitimate rights and interests.

　　First, adhere to the concept of living within our means, and rationally use credit cards, microfinance and other services.

　　According to their own income level and spending power, do a good job in revenue and expenditure planning. Use consumer credit services such as credit cards and micro-loans reasonably and legally, understand the comprehensive borrowing costs such as installment business, annualized interest rate of loan products, actual expenses, etc., give full play to the consumption support role of consumer credit products on the basis of not exceeding the affordability of individuals and families, develop good consumption repayment habits, and establish a scientific and rational view of debt, consumption and financial management.

　　Two, obtain credit services from formal financial institutions and formal channels, and do not use consumer credit for non-consumption areas.

　　Establish a sense of responsible lending, don’t go beyond consumption and excessive debt, and choose formal institutions to handle financial services such as loans. Be wary of lowering the loan threshold and concealing the actual interest and fee standards in loan marketing propaganda. In particular, we should raise awareness of risk prevention, not believe in illegal peer-to-peer lending false propaganda, and stay away from predatory loans such as bad campus loans and routine loans. Do not use consumer credit funds such as credit cards and microfinance for non-consumer areas such as buying real estate, stock trading, wealth management and repaying other loans.

　　Third, improve the awareness of protecting personal information security

　　Improve the awareness of protecting their legitimate rights and interests in the process of consumption. Read the terms of the contract carefully, do not sign the authorization at will, and pay attention to keeping important personal documents, account passwords, verification codes, face recognition and other information. Do not arbitrarily entrust others to sign agreements or authorize others to handle financial business, so as to avoid giving criminals an opportunity. Once violations of their legitimate rights and interests are discovered, they should choose legal channels to safeguard their rights in time.

　　　　On September 21st, the 4th Asian Color Forum, which lasted for two days, ended successfully in Wuxi City, Jiangsu Province. While interpreting the colors of life in Asia, this forum fully demonstrated the viewpoint that color is productivity and competitiveness by combining the analysis of fashion elements of colors in the world. The trend of Asian color fashion in 2008/09 was also formally confirmed during this period.

　　　　Zhang Huaixi, Vice Chairman of Chinese People’s Political Consultative Conference, announced the opening of the forum. Cheng Donghong, Secretary of the Secretariat of China Association for Science and Technology, Xu Kunyuan, Vice Chairman of China Textile Industry Association, Sun Ruizhe, Vice Chairman of China Textile Industry Association, Chi Zongjun, President of China Textile Newspaper, relevant leaders of Wuxi City, and color experts and scholars from South Korea and Japan attended the opening ceremony.

　　　　In his speech, Xu Kunyuan pointed out that the application of color science is of positive significance for realizing the transformation of the industry from "Made in China" to "Created in China" and from "World Processing Factory" to "Fashion Birthplace". The success of this forum will bring the latest fashion trends in the world to Asia and China, thus promoting the further development of China’s fashion industry.

　　　　Liang Yong, executive vice president of China Fashion Color Association, said that the Asian Color Forum aims to build a larger international exchange platform for Asian enterprises, so that enterprises can exchange with each other in a broader scope, learn from each other’s strong points and fully grasp the value of color science.

　　　　At the main forum of this Asian Color Forum, Qiu Jiayu, the design director of China Lenovo Group, and Guan Che, the authority of Japanese fashion industry, gave speeches on topics such as color making new competitiveness and clothing color trends, and shared their understanding of color economy with the participants. At the color wealth forum held later, color and design experts of well-known brands such as Sony, Lenovo, Samsung, LG and Haier discussed that color is productivity with industrial color and innovative design as the breakthrough point. Color is the theme of competitiveness. Representatives of well-known domestic clothing enterprises such as Metersbonwe Bang Wei, bindwood, Aimer and Gage had extensive exchanges with color experts.

　　　　At the Asian Fashion Color Trend Seminar, Asian Home Color Trend Seminar and Asian Cosmetic Color Trend Seminar held during this forum, the trend research institutions of China, Japan and South Korea and representatives from well-known enterprises at home and abroad jointly determined the Asian color trend in 2008/09.

　　　　On the occasion of the Asian Color Forum, China Fashion Color Association knitted fabric color research and development base and China textile fashion color application demonstration base also officially settled in Wuxi Natural Textile Industry Co., Ltd. and Jiangsu Xiake Environmental Protection Color Spinning Co., Ltd.

Editor: Tian Shijia

write an article　/Tu Yanping

edit　/Huangda Road

design　/Zhao Yongshun

In May 2023, Musk revealed that Tesla FSD V12 would adopt an end-to-end solution. In March 2024, Tesla began to push V12 on a large scale.

According to the statistics of the third-party website FSD Tracker, after the update of Tesla FSD V12, compared with the previous version, the proportion of trips that users completely took over increased from 47% to 72%, and the average take-over mileage (MPI) increased from 116 miles to 333 miles.

On the Tesla FSD V12, the end-to-end autopilot technology has shown great strength.

With the development of AI and big model technology entering a new stage, end-to-end technology has become the focus of the autonomous driving industry. So, what is end to end? To what extent has its technology evolved?

In June 2024, Chentao Capital, Nanjing University Shanghai Alumni Association Autopilot Branch and Jiuzhang Zhijia jointly released the 2024 End-to-end Autopilot Industry Research Report (hereinafter referred to as the Report), which made an all-round analysis from the basic concepts, participants, development drivers, landing challenges and future prospects of end-to-end autopilot.

The Report systematically sorts out the concept of end-to-end autonomous driving technology, puts forward a set of terminology system for reference, and defines the basic concepts of end-to-end.

The Report pointed out that in the early days, the core definition of end-to-end was "a single neural network model from sensor input to control output". In recent years, the concept of end-to-end has been extended to a wider extent. According to the Report, the end-to-end core definition standard should be: lossless transmission of perceived information and global optimization of autonomous driving system.

Based on this definition, combined with the application degree of AI in the autopilot system, the Report divides the autopilot technology architecture into four stages:

The first stage:Perceive "end to end". The sensing module realizes the "end-to-end" at the module level through BEV (Bird Eye View) technology based on multi-transmitter fusion.

The second stage:Modeling of decision planning. Functional modules from prediction to decision-making to planning have been integrated into the same neural network.

The third stage:Modular end to end. Perception module no longer outputs the results based on human understanding definition, but gives more feature vectors. The comprehensive model of predictive decision planning module outputs the results of motion planning based on feature vectors. The two modules cannot be trained independently, and they must be trained simultaneously by gradient conduction.

The fourth stage:One Model end to end. There is no clear division of functions such as perception and decision planning, and the same deep learning model is directly used from the input of the original signal to the output of the final planning trajectory.

Among them, the last two stages meet the above-mentioned end-to-end definition standards.

In addition, the report also distinguishes and analyzes the differences and connections between end-to-end and big model, world model, pure visual sensor scheme and other confusing concepts.

In April, 2016, NVIDIA team published a paper named End to End Learning for Self-driving Cars, which showed the end-to-end autopilot system DAVE-2 based on Convolutional Neural Network, CNN).

The system processes the camera image in front of the vehicle through CNN, and directly outputs the steering angle. During the training process, the model learns by simulating driving data. The Report calls it a pioneering work in the field of end-to-end autonomous driving in recent years.

At present, there are many players with end-to-end autonomous driving in the market. The Report divides them into several categories:

First, the OEM. Such as Tesla, Xpeng Motors, HarmonyOS Zhixing, Weilai and Zero One.

On May 20, 2024, Xpeng Motors held an AI Day conference to announce that the end-to-end large model was on the bus.

On April 24th, 2024, Huawei launched a new version of intelligent driving system-Gankun ADS 3.0, which realized the modeling of decision-making planning and laid the foundation for the continuous evolution of end-to-end architecture.

In addition, Weilai plans to go online in the first half of 2024 based on the end-to-end active safety function, and Zero One Automobile, a new energy heavy truck technology company, plans to realize the deployment of end-to-end autonomous driving by the end of 2024.

Second, autonomous driving algorithm and system company. Such as Yuanrong Qixing, Zhizhi Robot, Shang Tang Jueying and Xiaoma Zhixing.

Horizon proposed the end-to-end algorithm Sparse4D； for automatic driving perception in 2022; In 2023, UniAD, the first publicly published end-to-end autopilot model in the industry, was published by Horizon Scholar I, and won the best paper of CVPR 2023.

In August, 2023, Xiaoma Zhixing opened three traditional modules of perception, prediction and regulation, and unified them into an end-to-end autopilot model. At present, they have been simultaneously installed in L4 self-driving taxis and L2 auxiliary driving passenger cars.

On the eve of the 2024 Beijing Auto Show, NVIDIA revealed the development plan of the autonomous driving business, and mentioned that the second step of the plan was to "achieve a new breakthrough in L2++ system, and get on the LLM (large language model) and VLM (visual language model) models to realize end-to-end autonomous driving".

At the Beijing Auto Show in April, 2024, Yuanrong Qixing demonstrated the high-level intelligent driving platform DeepRoute IO and the end-to-end solution based on DeepRoute IO. Shang Tang Jueying introduced the end-to-end autopilot solution "UniAD" for mass production and the next generation autopilot technology, DriveAGI. The former belongs to the "modular end-to-end" type, and the latter is "One Model end-to-end".

During the 2024 Beijing Auto Show, Du Dalong, co-founder and CTO of Jianzhi Robot, revealed that GraphAD, the original self-driving end-to-end model of Jianzhi Robot, has been mass-produced and deployed, and is being jointly developed with head car companies.

Third, self-driving generative AI companies, such as Nimbus Intelligence and Nimbus Intelligence.

Founded in early 2023, Optical Wheel Intelligence has developed a self-developed full-link solution for end-to-end data and simulation. In September, 2023, Nimbus Intelligent launched DriveDreamer, a world model of autonomous driving, which can realize full-link closed-loop simulation of end-to-end autonomous driving, and can be extended to directly output end-to-end action instructions.

Fourthly, academic research institutions, such as Shanghai Artificial Intelligence Laboratory and Tsinghua University MARS Lab.

Since 2023, driven by Tesla’s benchmarking role, the AGI technology paradigm represented by the big model, and the anthropomorphization and safety requirements of autonomous driving, the attention of the autonomous driving industry to end-to-end has been heating up, and end-to-end has gradually become the consensus of the autonomous driving industry.

According to a survey of more than 30 front-line experts in the autonomous driving industry in the Report, 90% of the respondents indicated that the company they work for has invested in the research and development of end-to-end technology.

The Report analyzes the challenges faced by the end-to-end solution, including technical route, data and computing power requirements, testing and verification, and organizational resources investment.

First, differences in technical routes.

For example, "modular end-to-end" adopts the training paradigm of supervised learning, and "One Model end-to-end" may pay more attention to autoregressive and generative training paradigms, and both routes have company bets. According to the Report, in the next 1-2 years, as more companies and research institutions increase investment in the end-to-end field and launch products, the technical route will gradually converge.

Second, the demand for training data is unprecedented.

Under the end-to-end technology architecture, the importance of training data has been enhanced as never before. Among them, issues related to data quantity, data labeling, data quality and data distribution may all become challenges that limit end-to-end application. The Report suggests that synthesizing data and establishing a data sharing platform may be the solution.

Third, the demand for training computing power is getting higher and higher.

Most companies say that 100 large computing GPUs can support an end-to-end model training. And end-to-end into the mass production stage, the demand for training computing power has increased dramatically.

At the 2024Q1 earnings conference call, Tesla said that there are already 35,000 H100 GPUs, and plans to increase to more than 85,000 H 100 GPUs in 2024. Previously, it also deployed a larger A100 GPU training cluster.

In August, 2023, Tucki announced the establishment of the "Fuxuan" Intelligent Computing Center for Autopilot, with a computing power of 600PFLOPS (calculated from the FP32 computing power of NVIDIA A100 GPU, it is equivalent to about 30,000 A100 GPUs).

In addition, Shang Tang Big Device has laid out a nationwide integrated intelligent computing network, with 45,000 GPUs, with an overall computing power of 12000PFLOPS, which will reach 18000PFLOPS by the end of 2024.

According to the "Report", "Most companies that develop end-to-end autonomous driving are currently at the kilocalorie level. As the end-to-end gradually moves towards a large model, the training computing power will be stretched."

Fourth, the test and verification methods are not mature.

The existing test and verification methods are not suitable for end-to-end autonomous driving, and the industry urgently needs new test and verification methodology and tool chain.

Fifth, the challenge of organizational resource input.

End-to-end needs to reshape the organizational structure and tilt resources to the data side, which challenges the existing model.

In addition, some people think that the lack of computing power and interpretability are the limiting factors for end-to-end landing, and the Report puts forward the opposite conclusion.

The "Report" predicts that the mass production time of the modular end-to-end scheme of domestic autonomous driving companies may be in 2025, and the end-to-end landing time of One Model will be 1-2 years later than the modular end-to-end, from 2026 to 2027. Start mass production.

This will drive the upstream technological progress and the evolution of the market and industrial structure.

Technically, end-to-end landing will accelerate the progress of upstream tool chains and chips on which it depends; On the market side, the improvement of end-to-end autonomous driving experience will bring about an increase in the penetration rate of high-order assisted driving, and may also drive the application of autonomous driving across geographical regions, countries and scenes; In terms of industrial structure, end-to-end further enhances the importance of data and AI talents, which may lead to new industrial division of labor and business models.

In the early stage of development, autonomous driving draws lessons from the accumulation of many robot industries in perception algorithms, planning algorithms, middleware and sensors. In recent years, autonomous driving technology and industrial maturity have improved, among which the AGI technology paradigm provided by end-to-end autonomous driving has a feedback effect on the universal humanoid robot industry.

The "Report" believes that with the continuous progress of AI technology, the mutual integration and mutual reference of autonomous driving and robotics will be deeper, jointly promoting AGI (General Artificial Intelligence) to the physical world and creating greater social value.

Text | Zhang Shule (columnist of People’s Daily Online and People’s Post and Telecommunications, observer of Internet and game industry)

The song list of Netease cloud music is gray, and it has been cured.

On September 14th, Netease Cloud Music announced that it has reached a strategic cooperation with Bertelsmann Music Group (hereinafter referred to as BMG). The two parties will cooperate in music copyright, deep development of music IP, music performance and online karaoke.

BMG owns the recording rights of singers such as Avril Lavigne and Rolling Stones, as well as the lyrics and songs of a large number of outstanding music creators.

Since 2020, in order to reverse the unfavorable copyright situation, Netease Cloud Music has gradually entered the former copyright hinterland of Tencent Music, and has successively reached cooperation with copyright parties such as Universal Music, Ghibli, Shaocheng Times, Rolling Stone Records, Indie Works, BPMT(BPM Tokyo) and CUBE Entertainment.

On the afternoon of May 15th, Netease Cloud Music recently announced that it had reached a copyright cooperation with Shaocheng Times, and its artists included Liang Bo, Diamond and other famous Chinese singers.

Four days ago, Netease Cloud Music just reached a strategic cooperation with the world-renowned Warner Copyright. The two sides will carry out all-round cooperation in the upstream and downstream fields of the music industry such as music library content, online karaoke and music IP development.

It is reported that after the cooperation is reached, Netease Cloud Music will get the copyright of 1.3 million music songs by Warner. These include internationally renowned superstars such as Katy Perry and Madonna, and the copyright of lyrics and songs of many Chinese musicians such as Jonathan Lee and Jolin Tsai.

In domestic online music, can Netease Cloud Music, with its own efforts, "pry three" and MAU ranking fourth, save itself?

I have to say that although Netease Cloud Music has been at a disadvantage, on the whole, its community stickiness is extremely high.

Online music has changed from a multi-headed war to a double-headed hegemony between Tencent Music and Netease Cloud Music.

However, it must be said that this competition for hegemony has started from the field of copyright to more meta-competition.

After all, the music platform itself doesn’t produce much music, and the competition for copyright eventually became cheaper for the record companies that started from the ground.

For Netease Cloud Music, Chen Ting, a reporter from Time Weekly, had an exchange with Shule. Being original thought:

Netease Cloud Music’s song list is small and vertical, and its main purpose is to leave the core users who are really obsessed with music and have certain tasting ability, and prepare for the subsequent promotion of originality.

Song sheet is the killer of cloud music, and it is still the cornerstone of cloud music community and its own original content.

Without a song list, online music with more copyrights is just a player.

Netease Cloud Music has the power of World War I in the future track competition by focusing on the community and differentiated competition through the song list.

According to the report of Aurora Big Data, in June 2019, Netease Cloud Music added 758,000 users every day, with a 7-day user retention rate of 73.5% and a 30-day user retention rate of over 60%. Lachin and retention performed well, indicating that users are willing to stay in the music community.

But how to further cultivate is a problem.

Before, its song list did have a community tendency, but even in the period when copyright issues were not fermented, it was still a niche vertical and it was difficult to expand.

Netease is small and beautiful, the main purpose is to keep the core users who are really obsessed with music and have certain tasting ability, and prepare for the subsequent promotion of originality.

It has a good grasp of this rhythm, but it also needs money and time to be original, and it still has a long way to go. In addition, under the impact of the network divine comedy, this road to quality has become very subtle.

According to the data released by Netease Cloud Music in April, its original musicians have settled in more than 160,000. It looks like a lot, but it is still thin in the face of a huge music library.

In addition, the copyright war should not return to fever pitch.

Otherwise, it’s just a player with copyright to make money for copyright owners.

In this regard, Ding Lei has another expression, that is, he said in February: "We hope to return to a reasonable and rational price in the future."

Whether it is Tencent Music or Netease Cloud Music, in the future, the two sides will no longer continue to fight for copyright, but will each find a new way. The copyright advantage is only the initial point of contention.

In April, Tencent Music Entertainment officially released the long audio strategy, and launched a new product, Cool I Listen, which provides long audio including 19 content categories such as audio novels, cross talk storytelling and emotions.

The reason is that Shule’s consistent judgment is that at this stage, the realization of online music platform can not rely solely on content payment, but needs to be integrated into more fields of pan-entertainment, such as short video soundtrack, game music production and authorization.

Let content creators in more fields, including music creators, unlock more possibilities in content by authorizing music.

Nowadays, on the basis of retaining users, it will become a general trend to develop more scenes and find more profit points, such as music peripheral products and music licensing of short videos.

　　We will continue to introduce regulations to regulate the management of non-staff personnel in government agencies and institutions.

　　According to China Organization, in order to standardize the management of supernumerary employees in government agencies and institutions, Yan ‘an City, Shaanxi Province issued the Management Measures for supernumerary employees in government agencies and institutions in Yan ‘an. The rights and obligations of the employing unit and the supernumerary employees are defined from the aspects of the scope of application, total amount verification, employment procedures, personnel management and salary system.

　　The above-mentioned measures formulated by Yan’ an City make it clear that non-staff employees are not allowed to be employed in key positions such as civil servants (including staff in civil service law management institutions), important confidential positions, administrative law enforcement positions and personnel finance. Institutions in operational income generally do not approve supernumerary employees with financial burden. If there are vacancies and supernumerary staff can guarantee the work, supernumerary staff will not be approved. Logistics services such as security, sanitation, maintenance, landscaping, vehicle driving, etc. shall be socialized and marketized, and labor services shall be outsourced, and no supernumerary employees shall be approved.

　　Yan’ an City has also defined the requirement of "controlling the total amount" for the management of non-staff personnel in government agencies and institutions: the total amount of non-staff employees at the municipal level shall be applied for by the employer for employment plan, which shall be reviewed by the competent department in the first instance, reviewed and summarized by the Municipal Party Committee and submitted to the editorial board of the Municipal Party Committee for approval before implementation. The total number of non-staff employees shall be managed dynamically and reviewed and adjusted regularly.

　　In terms of funds, Yan ‘an City has made it clear that the average salary standard of non-staff employees should be controlled within 2,800 yuan/month, and all social insurance expenses should be based on 60% of the average monthly salary of employees in urban units in the previous year. The expenses required for non-staff personnel are included in the financial budget.

　　Recently, Xuzhou, Jiangsu Province also issued the Measures for the Administration of Non-staff Employment in Xuzhou Municipal Organs and Institutions.

　　The first of the four principles listed by Xuzhou is "strict control and quota management": municipal organs and institutions should strengthen their ability to perform their duties, and the existing staff can ensure the normal work, and no supernumerary employment is allowed. The existing establishment is really difficult to meet the needs of the work of the unit, and the quota must be approved according to the prescribed procedures. After the quota is declared and approved, supernumerary employment can be used.

　　Xuzhou stipulates that municipal government agencies and institutions should check the quota and adjust it dynamically when using supernumerary labor. According to the responsibilities and tasks of the employing unit, the existing staffing structure and personnel situation, the quota of supernumerary employment is controlled within 15% of the approved staffing of the unit in principle. Institutions and institutions with a high proportion of existing non-staff personnel may be reduced in proportion according to the number of existing non-staff personnel. Municipal organs and institutions with financial difficulties, frozen staffing, overstaffing and no supernumerary employment shall not approve the quota in principle. Employers with weakened functions and irregular management will dynamically reduce the quota of supernumerary employment.

　　The "Implementation Measures for the Management of Non-staff Temporary Employees in Municipal Organs and Institutions (Trial)" recently issued by Ankang City, Shaanxi Province mentioned that Ankang City has established a joint meeting system for the management of non-staff temporary employees in municipal organs and institutions, which is composed of the Commission for Discipline Inspection, organization, preparation, auditing, finance, human society and other departments.

　　Ankang City also made it clear that, except for high-level talents introduced by policies, no supernumerary temporary employees shall be used for positions of government civil servants (including staff of civil service management institutions); Important confidential positions, administrative law enforcement positions and key positions such as personnel and finance are not allowed to use supernumerary temporary employees.

　　At the county level, some places have made it clear that the total number of non-staff personnel is "only reduced, not increased".

　　For example, according to the website of the Office of the Organizational Establishment Committee of Anhui Provincial Party Committee, in recent days, in order to standardize the management of supernumerary personnel, Feixi County of Hefei City has continuously launched a series of new measures from personnel entrance to assessment and supervision to effectively improve the management efficiency of supernumerary personnel.

　　Feixi County clearly and strictly controls the entrance: the county follows the principles of "total control, approved use, open selection, contractual agreement and dynamic adjustment", and the organization establishment department conducts saturation assessment on all applications for non-staff personnel to ensure that the total number of non-staff personnel "only decreases without increasing". It is understood that this task has been incorporated into the node platform of the county. Since the beginning of this year, non-staff personnel have achieved zero growth.

　　Yuhua District of Changsha City has also made it clear that according to the principle of "keeping things but not keeping people", we will adopt the method of "standardizing a batch and transforming (digesting) a batch" to orderly promote the cleaning of supernumerary personnel in patrol, co-management, landscaping and logistics service support, and gradually realize the digestion and streamlining of supernumerary personnel through merit-based transcription and government purchase of services. Since 2019, Yuhua District has recovered and transferred 70 employees’ real-name management personnel, and digested 130 non-staff personnel through government purchase services, streamlining by nearly 5%.

　　According to The Paper’s previous report, Chuxiong in Yunnan, Huizhou in Guangdong and Shiyan in Hubei are further standardizing the management of supernumerary employees, and a number of management measures have been put in place one after another.

After repeated exposure by the media, "naked loan" has entered the field of vision of more and more people. Xiao Jing (a pseudonym), a sophomore girl in a vocational school in Hefei, borrowed money to spend money with her boyfriend through "naked loan" and ended up in a quagmire. The principal borrowed for personal use is less than 50,000 yuan, less than one year, and the loan principal owed has reached 300,000 yuan, and the total principal and interest is more than 500,000 yuan. After he couldn’t afford the money, his photo of naked ID card was exposed to the Internet, and his family’s phone calls were also blasted by debt collection calls. As a last resort, the family is selling the only house for repayment while calling the police.

Event: Girls spend a lot of money on boyfriends, nude photos mortgage high-interest loans.

Some time ago, a netizen broke the news on Weibo, saying that Xiao Jing, a sophomore girl in a vocational college in Hefei, had been missing for a week on the grounds that she only loved the investment in cold light whitening instruments, mortgaged her nude photos and forged her father’s guarantee, defrauding and absconding with money. At present, there have been many victims of fraud. Weibo Middle School also exposed the photos of girls with "naked" ID cards, and their home address, school dormitory address, major, contact information of parents, school teachers and even classmates were all announced one by one, and Weibo immediately caused an uproar.

According to the contact information in the picture, the reporter contacted Xiao Jing’s father, Zhang Xu (a pseudonym). He told the reporter that Weibo’s disclosure was false except that his daughter forged her own guarantee. "She did owe a lot of money outside, but she didn’t cheat." Zhang Xu told reporters that her daughter had a boyfriend in her freshman year without telling her family, which cost a lot and her family was average. When she had no money, she borrowed money through the online lending platform by means of "naked loan", and the principal was as high as 300,000 yuan. There were as many as 59 online lending platforms and lenders who had "loans" with her. "Most of this 300,000 yuan is not borrowed, but borrowed to repay the debts owed in the previous period. In this way, robbing Peter to pay Paul, resulting in more and more debts. The real money she borrowed for her own use was almost less than 50,000 yuan, and the result was less than one year. Now the total principal and interest is more than 500,000 yuan. " Zhang Xu told reporters that the weekly interest rate of her daughter’s "naked loan" loan is as high as 3 points, and "the interest of 10,000 yuan a week is as high as 3,000 yuan."

Multiple creditors are not allowed to spread their photos and other privacy when collecting debts.

Xiao Jing first borrowed money through "campus loan". Later, the more money he borrowed, the less he could pay, so he had to use the naked loan to "borrow and support the loan". Through her father, she stressed to reporters that these so-called "victims" who claimed to cheat money were not their own so-called partners, but all lenders. They exposed their photos online in order to force her to pay off her debts.

In fact, after Xiaojing’s overdue payment, the object of the lender’s forced debt has spread to people around her. Some lenders exposed her information in the post bar of Xiaojing’s school, and even sent false messages to her classmates. Even those who have contacted her in the last three months have received these false information. In addition to Xiao Jing, the lives of Zhang Xu and other family members were also "disturbed" by the phone calls of the debtors. "On average, more than 30 dunning calls can be received every day, and there are 15 at least one day." Zhang Xu said. "Now that things have gone out, my daughter is under great pressure. I am now in contact with these lenders to see if I can repay the principal first and then compensate some interest. " Zhang Xu said that most lenders are better. "There are six or seven lenders who are not very talkative. They posted photos of my daughter on Weibo, and rumors that she lost contact after fraud are also among them." Zhang Xu said, "My daughter is still wet behind the ears, and she realizes that she has made a mistake. What I can do now is to minimize the impact of these photos on her future life. Give her another chance. "

Father is going to sell the house to pay off debts and has reported to the police station.

Zhang Xu works as a driver in a private enterprise, earning more than 4,000 yuan a month. His wife charges in the local vegetable market, and he gets more than 1,000 yuan a month. There is also a young son who has just entered the fifth grade at home, and his life is already difficult. In order to pay back the money, he began to borrow money, and he begged his colleagues, neighbors, relatives and friends all over again. Because of the high interest rate, the debt is still snowballing. In desperation, Zhang Xu decided to sell the house she lived in online. "How can a normal family sell the only house? The current economic situation of our family is really collapsed. " He said.

At present, Mr. Zhang has reported to the police station in the jurisdiction that his daughter’s photo was exposed to the Internet by the other party, and the police are investigating the matter.

In the interview, Zhang Xu told reporters that around her daughter, this kind of campus loan in the form of "naked loan" is very rampant. "In a very well-known 211 university in Anhui, a student used to borrow money through’ naked loan’, and the principal and interest were more than 100,000 yuan. Later, it was not available, and the family knew it. I tried to pay her back. At present, she is lending money to others, and my daughter has borrowed money from her. "

Zhang Xu told reporters that after contacting the lender, "she is also a good person, and for the sake of conscience, she reduced part of my daughter’s debt."

Zhang Xu said that the harm of "naked loan" is very far-reaching. The reason why he stood up for an interview with reporters was to warn other students in the society, including their parents, to recognize the true face of this "campus loan" and not to be deceived again. "As parents, it is especially important to supervise their children’s behavior on campus and their financial situation. Educate children to be diligent and frugal, and spend according to their abilities. " Zhang Xu hopes that there will be fewer victims like her daughter in the future.

Statement: operating campus loans without a license violates the crime of illegal business.

Lawyer Zhu Zheng of Anhui Zhongtianheng Law Firm told reporters that they have also seen this kind of rights protection case in which private photos were leaked on the Internet due to "naked loan", and the final result was that the lender was convicted for spreading obscene articles. According to Zhu Zheng, if "campus loan" is not individual and sporadic, but organized and large-scale normal lending, it belongs to the category of lending business. If there is no relevant license, it may violate the crime of illegal business in the Criminal Law. According to its introduction, on August 24th this year, four ministries and commissions, namely China Banking Regulatory Commission, Ministry of Industry and Information Technology, Ministry of Public Security and Network Information Office, officially issued the Interim Measures for the Management of Business Activities of Information Intermediaries in peer-to-peer lending, which will definitely have a strong regulatory and governance effect on online loans such as campus loans. At present, the status quo is that after the introduction of this method, many campus loan business forms have changed from the legal situation to being directly characterized as illegal. "Many campus loans have disappeared."

(The original title is "Naked Debit", and the nude photos of sophomores are exposed.)