China has the largest mobile payment scale in the world, but it is not the most developed country without cash payment.

Our wallets will eventually shrink more and more, regardless of whether the salary rises or not. Today, when roadside stalls are all paid by scanning code, fewer and fewer people will go out with a lot of cash.

The trend of cashless society is spreading all over the world. Recently, consulting firm Capgemini and BNP Paribas jointly released the World Payments Report 2018, which counts the cashless transactions in many countries around the world.

According to the report, in the reporting period (2016), the country with the largest number of cashless transactions was the United States, ranking first with 148.5 billion transactions, the euro zone ranked second with 74.5 billion transactions, and China, with the most developed mobile payment, ranked third with 48 billion transactions.

Although the number of cashless transactions in China is less than one third of that in the United States, the growth rate of the share of cashless transactions ranks second in the world. The report predicts that by 2021, the total amount of cashless payment transactions in China will surpass that in the United States and become the first in the world.

In terms of per capita times, Sweden has become the country with the largest number of per capita non-cash payments with 461.5 per capita electronic transactions. Sweden was the first country to print paper money, but it may also be the first country to eliminate cash. There is another interesting true story about the cashless society in Sweden:

A man broke into a bank. "robbery! I want cash! The bank clerk gave him a cold look, pointed to a sign on the wall saying "no cash place" and told him that the bank had no cash and his demands could not be met. The robber was puzzled. Before leaving, he asked the staff, "Where else can I go? 」

The report pointed out that the rapid growth of cashless payment in China benefited from the large popularity of mobile payment. A report by Better Than Cash Alliance, a subsidiary of the United Nations, pointed out that the market size of social network payment (Alipay and WeChat) in China reached 2.9 trillion US dollars in 2016, which increased 20 times in the past four years. At present, Alipay and WeChat payment have occupied more than 90% of the mobile payment market in China.

▲ Annual transaction amount of China Mobile Payment.

In recent years, people in China have also strongly felt the convenience brought by mobile payment. From eating, shopping, watching movies, buying food in the vegetable market to taking the bus and subway, you can basically use mobile payment to solve all the consumption scenarios you can think of.

▲ Image from: Wall Street Journal

Capgemini predicts that the global digital transaction volume will increase from $598 billion to $876 billion between 2018 and 2021. In Asia, led by China, digital payment will lead the world with a compound growth rate of 29% in the next four years, while the growth rates in North America and Europe are much slower, both less than 10%.

In fact, in terms of the scale of mobile payment, China is already the first in the world. According to the data of Forrester Research, in 2016, the mobile payment market in China reached 9 trillion US dollars, the mobile payment market in the United States reached 112 billion US dollars, and the mobile payment market in China was nearly 90 times that in the United States. In 2017, the scale of mobile payment transactions in China has exceeded 200 trillion yuan, ranking first in the world.

But why in Capgemini’s report, the United States is the largest country without cash payment. This is related to the statistical method of the report. In addition to mobile payment, the "no cash" in the report also includes cheque, debit card, credit card payment, credit transfer and direct debit transactions.

It is not difficult to explain why the United States, where mobile payment is underdeveloped, still has the largest cashless transaction volume in the world. The United States has a mature credit card system, and credit cards have become the most mainstream payment method for the American people, with 40% of the total global credit cards coming from the United States.

However, the high maturity of the credit card system has greatly inhibited the development of mobile payment in the United States. A large number of concessions are tied to credit cards, and the American people have no incentive to loosen their credit cards at all.

The development of mobile payment in China far exceeds that in Europe and America. A deeper reason is that China consumers have not formed the habit of credit card consumption, and it is easier to accept mobile payment. According to a report by Goldman Sachs, China people have an average of 3.6 debit cards, but only one third of them have credit cards, which forms two extremes with the United States.

In addition, Apple CEO Tim Cook also talked about China Mobile Payment in an exclusive interview with Ai Faner some time ago. He put forward a novel point of view:

China has not experienced the so-called desktop Internet stage, but embraced the mobile Internet directly, so consumers in China do not have the burdens of the desktop Internet era in their minds, which explains to some extent why the mobile payment share in China is so high.

If the lack of credit card consumption habits is the core reason for the rapid development of mobile payment in China, then the popularity of smart phones and 4G networks has cleared the last obstacle and reconstructed the whole offline consumption scene with the help of QR codes.

A colleague of Ai Faner once encountered a strange thing when she was shopping. When she took out a hundred-dollar bill to pay the bill, the cashier froze for a few seconds because no one had paid in cash for too long.

When was the last time you spent money in cash?

The title map comes from:

Blackmail in the name of counterfeiting? "Malicious claims" will be restricted from next month.

  In the name of "counterfeiting", the act of making profits through malicious complaints will be restricted from next month. On January 1, 2020, the Interim Measures for Handling Complaints and Reports of Market Supervision and Management (hereinafter referred to as the Interim Measures) newly issued by the State Administration of Market Supervision will be officially implemented, which clearly stipulates that the complaints initiated by "not buying or using goods or receiving services for the needs of daily consumption, or not proving that there is a dispute between consumers and the respondent" will not be accepted by the market supervision and management department.

  Professional claimant

  Extortion in the name of counterfeiting

  In recent years, a considerable number of professional claimants have appeared. They take advantage of the loopholes in the shelf life of goods and the description of advertising language, deliberately buy in large quantities, demand compensation from merchants, and even become professional claimants. These professional counterfeiters are usually parasitic on major e-commerce platforms, extorting money from merchants in the name of counterfeiting, using punitive damages for their own profit or taking the opportunity to extort money from merchants, and some behaviors seriously violate the principle of good faith, ignore judicial authority and waste judicial resources.

  According to a survey conducted by the Shanghai Industrial and Commercial Department in 2016, among the occupational claims received by the 12315 Center in the first half of that year, only 20 cases really constituted consumer fraud after investigation, and the remaining 99.83% of the enterprises claimed had no substantial consumer fraud.

  "Legal Daily" once reported that some counterfeiters used cotton cloth dipped in special medicine to erase the production date of goods, or used needles to stick holes in bread to claim compensation from merchants.

  "Professional Chihuo"

  If you receive a refund, you will be sued by Taobao.

  The so-called "professional foodie" (only refund and no return) is a nickname for a professional claimant who has changed his technique on the Internet. Zhou, a Taobao buyer, registered a Taobao account with his identity information last year and began to place orders crazily, with 633 transactions a month.

  Among them, from June 7 to June 16, 2018, 289 orders were placed, 281 refunds were applied for that month, 277 refunds were successful, and the actual refund amount was 3,854.54 yuan; During the period from July 1 to July 5, 2018, 344 orders were placed, 343 refunds were applied for that month, 335 refunds were successful, and the actual refund amount was 18,842.53 yuan. In the past month or so, Zhou has placed a total of 633 orders, only 624 applications were refunded, and 612 refunds were successful, amounting to more than 32,000 yuan. After receiving the goods, Zhou applied for 624 refunds but refused to return them.

  On December 19, 2018, Taobao sued Zhou to Hangzhou Internet Court, demanding that the court order the defendant to compensate Taobao for its economic losses and reasonable expenses (legal fees) of 10,000 yuan.

  Taobao believes that Zhou’s malicious refund behavior is an abuse of membership rights and a serious violation of the service agreement, which has caused a serious negative impact on Taobao’s economy and goodwill and should compensate for the losses.

  After trial, Hangzhou Internet Court held that the application for refund only initiated by defendant Zhou obviously did not conform to ordinary people’s shopping habits, and the reasons for refund were repetitive and single. His behavior was an abuse of the rights of Taobao platform members, which damaged the reputation of Taobao sellers who operated honestly and legally, interfered with the normal operation order of Taobao, and made Taobao spend more material resources to deal with the defendant’s false complaints, causing actual losses to Taobao, and directly destroyed the integrity and fairness that Taobao and the whole society jointly advocated and devoted to building and maintaining. The court ruled that the defendant Zhou compensated Taobao for its economic loss of 1 yuan and reasonable expenses (legal fees) of 10,000 yuan. It is understood that this case is the first judgment made by the court in a series of cases in which Taobao sued for malicious refund.

  Form an industrial chain

  Showing a trend of gang specialization

  The routine of malicious claims is getting deeper and deeper, even showing the trend of gang, specialization, scale and stylization, which is embodied in mentoring, training and output, focusing on packaging and publicity defects.

  Professional claims consume four to five times as much resources as normal complaints, and public resources are squandered by a few gangs, which makes it impossible to deal with problems that really affect consumers and market order.

  Official website, a law firm, shows that there are dozens of cases in which professional counterfeiters claim compensation. The Beijing Youth Daily reporter saw that Xiaomei, the owner of the online shop, said that a product sold in her shop was sold in bulk because of its large packaging, and it was caught by the professional counterfeiter "buyer" without QS label. The other party said, "Claim 10 times, and only refund is not returned". The store estimated that this single order of dried fruits with a price of more than 100 yuan, in addition to the loss of principal, had to pay compensation to 1000 yuan, which caused heavy losses. According to Xiaomei, there are more than 30 complaints from stores similar to her.

  Text/reporter Yan Lishuang

  Unlike professional counterfeiting,

  The "malicious claims industry observation report" pointed out that, unlike professional counterfeiting, "professional claims" are often extorted in the name of counterfeiting. The general path is "one buy, two talk, three report, four review and five lawsuit".

  Number of malicious complaints

  In September this year, the symposium on professional claims held by China Market Supervision Newspaper revealed that in recent years, the number of malicious complaints and reports of "professional claims" initiated in the name of "counterfeiting" and "safeguarding rights" exceeded 1 million each year.

  Governance means

  Many parties have called for curbing the frequent occurrence of vicious claims management documents.

  With the social harmfulness of occupational claims becoming increasingly prominent, the voice of curbing occupational claims is getting higher and higher. At the recent 2019 Internet Law Conference, the "Malicious Claims Industry Observation Report" was released. According to the Report, professional claims have affected businesses, platforms, regulatory authorities, judicial departments and other parties, undermined the market business environment, and encroached on the judicial law enforcement resources for consumers’ legitimate rights protection.

  According to public information, nearly 40 NPC deputies have put forward suggestions to standardize occupational claims. For example, Chu Xiaoqin, a deputy to the National People’s Congress, put forward at the two sessions of the National People’s Congress in 2018 that the motive of "professional claims" is not to purify the market, but to use punitive damages to make profits for themselves or take the opportunity to extort money from merchants. Some behaviors seriously violate the principle of good faith, ignore judicial authority and waste judicial resources. Therefore, she suggested gradually curbing the profit-making counterfeiting of professional claims.

  Since the beginning of this year, the central government’s governance documents on occupational claims have also been issued frequently. On May 20th, the Central Committee of the Communist Party of China and the State Council issued the Opinions on Deepening Reform and Strengthening Food Safety, stating that "malicious reporting of illegal profits should be severely cracked down according to law".

  On August 8th, the General Office of the State Council issued the Guiding Opinions on Promoting the Healthy Development of Platform Economy, demanding to effectively protect the legitimate rights and interests of participants in the platform economy and crack down on extortion in the name of "counterfeiting".

  "Standardizing profitability according to law ‘ Counterfeiting ’ And claims. " On September 6th, the State Council issued the Guiding Opinions on Strengthening and Standardizing Post-event Supervision, which also made this clear.

  In its reply to Li Changqing, a representative of the National People’s Congress, at the end of August this year, the General Administration of Market Supervision made it clear that occupational claims have deviated from the legislative intent of the civil punitive damages system stipulated by laws such as the Consumer Protection Law, and will cooperate with the Ministry of Justice to issue the Regulations on the Implementation of the Consumer Protection Law as soon as possible, so as to specify in detail that defects such as advertising, labeling and instructions that do not affect the quality of goods or services and will not mislead consumers are not fraudulent acts.

Aouita 12 is listed globally, starting at 300,800 yuan.

    Recently, Aouita Brand Day A Day was held in Shenzhen, and the future smart luxury car Aouita 12 was listed globally simultaneously. There are 3 configurations of Aouita 12, and the price range is 300,800 yuan-400,800 yuan, up to 30,000 yuan. Zeng Yuqun, Chairman of Contemporary Amperex Technology Co., Limited, Yu Chengdong, Managing Director of Huawei, CEO of BG, Chairman of BU, a smart car solution, and Zhu Huarong, Chairman of Changan Automobile, were once again on the same stage, witnessing another milestone in Aouita’s innovative CHN model.

    The second work of intelligent electric vehicle technology platform CHN, Aouita 12 brings together the advantages of Changan Automobile, Huawei and Contemporary Amperex Technology Co., Limited in their respective fields, and the product has three core advantages: intelligence, design and space. Aouita 12 is based on the design concept of "Future Aesthetics", and the integrated body design brings great space enjoyment. The whole system is equipped with HarmonyOS cockpit developed based on HarmonyOS 4 and Huawei Advanced Intelligent Driving System HUAWEI ADS2.0.

    Yu Chengdong said: "The intelligent driving of Aouita 12 will get rid of the dependence on high-precision maps, and the whole country can drive it." Zeng Yuqun also said: "Aouita 12′ s most unique" dual-energy well "pedal submersible battery is exclusive to a handful of luxury pure electricity, which requires a lot of resources to realize, but for the ultimate user experience, we will still do it and do it to the extreme." Zhu Huarong said: "As long as Aouita needs it, Changan Automobile will fully support it, asking for money, giving people people, and giving technology to technology!"

   Smart Huawei creates three leading laser radars.

    Aouita 12 is equipped with a HarmonyOS cockpit based on Harmony OS 4, which can bring a smoother interactive experience. The whole system comes standard with a 15.6-inch Huawei smart central control screen and a 35.4-inch 4K integrated remote screen, which brings an immersive visual experience. The super desktop enjoys silky control and connects smart terminals such as mobile phones and PADs around users to form a more powerful smart travel super terminal.

    Aouita 12 Car Machine not only supports seamless information flow with mobile phones, smart screens, PADs and other devices, but also can directly make video calls with smart terminal devices and other car machines, and the login account can also control related home devices. Car machine supports HarmonyOS application market, mass applications can be downloaded at will, and third-party apps can be supported, thus building a rich three-dimensional wisdom ecology and creating an emotional interactive space for users.

    In terms of intelligent driving, Aouita 12 is equipped with HUAWEI ADS 2.0, a high-level intelligent driving system of Huawei. The whole system is equipped with three hidden laser radars as standard, which can realize long-distance detection over the length of a standard football field. The whole system covers four layers of perception system, which can not only identify tidal lane and variable lanes, but also easily overcome the traditional problems of intelligent driving, such as turning around at intersections and construction scenes. It can also build scenes from the car body, match navigation maps with the real world, and get rid of dependence on high-precision maps. In addition, it comes standard with 19 active safety functions, which not only supports AEB automatic emergency braking, but also supports GAEB abnormal obstacle emergency braking, RAEB backward automatic emergency braking, LAEB low-speed automatic emergency braking and other functions, making driving safer and more leisurely. At the same time, Aouita 12 also supports many auxiliary parking functions such as APA, RPA, AVP, etc., which not only makes parking space identification "firm and accurate", but also supports remote parking for extremely narrow parking spaces.

   Warm and elegant design, leading future aesthetics

    In design, Aouita 12 adheres to the overall design concept of "Future Aesthetics" and adheres to the forward-looking, extreme and pure design philosophy. The whole vehicle adopts all-angle modeling, with integrated body design and smooth muscle lines, showing elegant sports style, and creatively creating a hatchback design without rear porthole, which is also the externalization of the embracing induction cockpit, and the whole vehicle has a high value.

    It is equipped with an all-sky intelligent light-sensitive color-changing dome and a 51-inch ultra-clear linkage screen with a full field of vision, which proves the "smart luxury" of Aouita 12. In addition, the front face of the family-style dish wing, the HALO interactive screen of the first quarter moon, and the sail-type active lifting tail wing further explain the future aesthetic design concept of Aouita 12.

    More importantly, under the appearance of Aouita 12′ s future aesthetics, the core of "emotional intelligence" is hidden, and the exterior is full of "energy tension", and the interior is warm and friendly, which truly explains what a future smart luxury car model should look like, spanning time and space, enjoying the future and becoming a classic.

    "The basic layer is bold and self-confident, which allows users to release their true selves and build their trust in themselves; the adaptation layer is personality vitality, which brings humanity and individuality; the contrast layer is witty and agile, which activates everyone’s uniqueness." In the eyes of Nader, the global chief designer of Aouita, pleasing oneself is the most unique core methodology of Aouita 12 design philosophy.

   Leapfrog enjoyment

    Aouita 12′ s embracing induction cockpit is dedicated to achieving the balance between technical advantages and design aesthetics. For the first time, the front full-sense double zero-gravity seat appeared on the car, while the rear row had a fully extended double-one-meter presidential space, and the legs could be fully extended. The luxurious large space was comparable to a million-level comfortable somatosensory sensation. Contemporary Amperex Technology Co., Limited’s CTP customized high-performance and high-safety ternary lithium battery, and creatively customized the rear "double-energy well" pedal diving design, giving consideration to large space and battery life. With the 750V full-stack high-voltage overcharge platform carried by Aouita 12, it can quickly recharge 50%(30%~80%) in 20 minutes.

    Aouita 12′ s interior is made of all-in-one ultra-luxury soft clothes. The steering wheel and seats are covered with Nappa’s ingenious leather. The center console made of pure natural wood is selected from Europe, the suede ceiling with super soft touch, and the four-door storage bin with full soft bag cover, etc., which creates a warm and bright design atmosphere and devotes itself to the comfort needs of users.

    In terms of chassis suspension, high-performance air suspension system and high-performance CDC dynamic suspension damping control, together with Huawei iTRACK, can realize millimeter-level torque fine adjustment, which can bring a tough driving experience in any scene and any road condition, and it is "active and intelligent" without any manual operation. In addition, the Aouita 12 is equipped with a comfortable braking function to help users relieve the discomfort of "nodding" and make the braking posture of the vehicle more calm.

    Aouita starts formal ordering at the same time, and users can place an order with one click in Aouita APP.

    In response to the listing of Aouita 12, Aouita also launched a heavy car purchase courtesy. Aouita 12 users who successfully paid the deposit from November 10 to December 31 can enjoy: 5,000 yuan deposit deducted 15,000 yuan; The first owner’s lifetime three-electricity warranty; 10,000 yuan personalized matching fund; Starting from 15% down payment, the whole term is low interest; Give a front row double zero gravity seat worth 10,000 yuan. In addition, you can also enjoy five basic rights and interests: 5 years or 120,000 kilometers of vehicle warranty; 8-year or 160,000-kilometer three-electricity warranty; Free road rescue with unlimited mileage for 10 years; Give cockpit entertainment flow 10G/ month; Give ADS advanced function pack.

    With the continuous iterative updating of high-quality products, the channel construction in Aouita has gradually matured. In the future, Aouita will continue to adopt the multi-channel model of "direct sales plus partners" and strive to complete more than 100 cities and 350 channel contacts nationwide by the end of the year. Aouita will continue to stick to long-term doctrine, deepen CHN mode, deepen strategic cooperation with industrial partners such as Huawei and Contemporary Amperex Technology Co., Limited, and strive to lead China’s smart electric vehicles to the world stage.

After the Internet: Can my QQ Weibo WeChat Alipay be passed down from family to family?

  People’s livelihood investigation bureau

  Editor’s note:

  This is the People’s Livelihood Investigation Bureau, which has never been seen before, investigating the changes in people’s livelihood. Pay attention to what you want to pay attention to and what you don’t, and investigate what you want to see and what you don’t see.

  Chinanews. com client Beijing, May 7 th:After the Internet: Can my QQ Weibo WeChat Alipay be passed down from family to family?

  Author Zhang Xu

  In the network buzzwords, there is such a sentence "You want to laugh me to death so as to inherit my the glory of the king/emoticon pack". Although it is a joke, after all, birth, illness and death are inevitable natural laws.

  What will happen to QQ WeChat Weibo Alipay account after our death? What should we do with the cloud disk full of files and the hard-working game account? This information, which used to be digital property, has become digital heritage behind us. They used to belong to me, but can they really be passed on to future generations?

  What is digital heritage?

  According to a survey of Japan’s NHK TV station close-up Modern Plus, 55% of Japanese netizens are uneasy about how to deal with digital heritage. At the same time, 95.2% netizens don’t know what to do with digital heritage.

  What is digital heritage? As early as 2003, UNESCO gave the answer in the Charter for the Preservation of Digital Heritage — — Personal information on the Internet, including texts, databases, photos, software, web pages, etc., is a digital heritage.

  Generally speaking, digital heritage can be divided into material and spiritual categories. Material digital heritage refers to virtual currency directly linked to money, such as Alipay balance and Bitcoin. The spirit is social accounts, personal files and so on.

  The former is based on real wealth, while the latter involves the privacy of the deceased and the contacts in the account. At present, there is no conclusion on the handling of such inheritance.

  Do parents have the right to inherit their children’s accounts?

  With the life of more and more Internet users coming to an end, how to deal with digital heritage, especially account digital heritage, has become a difficult problem for people.

  In July 2018, a paper judgment of the German Federal Supreme Court attracted global attention: a German couple obtained the inheritance right of their late daughter’s social media account. In order to obtain this verdict, this lawsuit has been going on for five years.

  In 2012, a 15-year-old girl was crushed and killed by a subway in Berlin. Her parents suspected that their daughter was being bullied and applied for access to the deceased’s Facebook account to view information, but the account was locked, so they took Facebook to court.

  The lawsuit has experienced many twists and turns: in 2015, the court asked Facebook to provide relevant data on girls; In 2017, the Berlin Court of Appeal held that the privacy of online accounts was protected by the Constitution; On July 12, 2018, the German federal court finally ruled that Facebook must allow the girl’s parents to enter as account heirs.

  Based on emotional factors, people may support the parents, but for internet companies, once allowing others to access user data and information, it means huge legal and moral risks.

  Wang Sixin, a professor at Communication University of China, told the reporter: "Social accounts contain a large number of personal and related contacts’ privacy, and the right to privacy is protected by the Constitution, which takes precedence over the demands made by family members in justice. In terms of emotional value, account inheritance is a way for family members to mourn, so in the future practice, we should try to strike a balance between protecting user privacy and family members’ emotional demands. "

  For this reason, Internet giants such as Facebook and Google have launched proxy services in recent years, allowing users to set managers before their death to deal with the digital legacy behind them, but the rights do not include consulting private information such as personal chat records.

  In contrast, Apple seems to be "inhuman". In addition to stipulating in iCloud that "your account and/or password details shall not be shared with others", it also specifically indicates "no survivor has the right to obtain it", that is, after the account holder dies, Apple will terminate the iCloud account and delete all contents.

  Can QQ WeChat Weibo be passed down from family to family?

  Not long ago, when QQ launched the cancellation function, many netizens said that "QQ is full of youth, not only will it not be cancelled, but it will also be passed on to children". However, according to the existing regulations, this wish may be dashed.

  Professor Wang Sixin told reporters that, unlike traditional heritage, account digital heritage relies on third parties to provide platforms and services, and property rights are not independent. "At present, the common practice is that users only have the right to use without ownership. The specific operation still depends on the negotiation between users and platforms."

  The reporter combed and found that according to the Weibo user agreement, if it is not used for 90 consecutive days, Weibo has the right to dispose of the account, including recycling nicknames, recycling accounts and stopping providing services.

  It is worth noting that in 2017, an article in @ micro-blogging service aimed at the stolen Weibo who went to the Expo showed that after relatives provided relevant certificates, it could help to retrieve the account of the deceased and even hand it over to the new holder.

  The relevant terms of WeChat and QQ user agreement show that users only have the right to use the account, and the ownership belongs to Tencent; Users cannot transfer their accounts to others; If the account is not logged in for a long time, Tencent has the right to withdraw it. If there is money in the account, the heir can contact customer service and inherit the money in the account after submitting relevant certificates (such as ID card, death certificate and relationship certificate).

  In other words, apart from the balance, in theory, your Weibo QQ WeChat account itself cannot be left to your children as a family heirloom.

  Is it possible to realize "digital immortality"?

  In the English drama "Black Mirror", in order to alleviate the grief of her boyfriend’s death, her girlfriend used her data to simulate her "boyfriend" with artificial intelligence. This "boyfriend" has the same tone as a real boyfriend. Playing the same joke is like living in a virtual space in digital form. This is the more advanced application of digital heritage — — "Digital immortality".

  According to Li Zhaoxin, a partner of the Future Affairs Administration, the idea of collecting enough data in Black Mirror, rebuilding the virtual image of the deceased and even imitating their thinking mode is very likely to become a reality in the future.

  In fact, The New York Times reporter James had a virtual conversation with his father who died of cancer through similar technology. When his father was still alive, James recorded his father’s voice and established a corpus of his life. The robot simulated it through analysis and calculation, and the family could chat with this "eternal" father at any time to comfort their grief.

  In February 2015, Russian engineer Roman, born in 1981, died because of an unexpected car accident. He didn’t leave much information for his friends to remember on social networks, but he left a lot of short messages and photos.

  In order to commemorate him, Kuyda, a good friend who works for artificial intelligence Luka company, won the support of relatives and friends and added 8,000 chat messages collected from different fields to the robot project. After deep learning and other training, the robot released in 2017 has been able to simulate Roman tone and human dialogue.

  Should the dead rest in peace or survive in another way?

  It looks beautiful for relatives and friends to mourn through "digital immortality", but what follows is the controversy caused by this matter.

  Opponents said that, first of all, Roman didn’t know that his information would be used to make robots. Secondly, considering that even strangers can download Luka to ask Roman some very private topics, this commemorative way is disturbing the peace after his death.

  Coincidentally, in 2019, Weibo, a girl killed by Egypt Air, was besieged by cyber violence, and the situation was very similar to that faced by Roman.

  On April 19th, 2019, the National Museum of China and Sina Weibo announced that all Weibo contents will be preserved as digital memory and digital heritage. Some people in the science fiction circle said that if the stored information is rich enough, it is not impossible to make robots by using the retained information and simulate the user’s tone to send Weibo.

  The attitude of netizens is also polarized, and some people are happy: we have also participated in national projects; Some people worry that there are too many secrets in the account, even if they die, they have to get up and format the data.

  These disputes and cases all point to a question: Is it right to use the information of users before their death to realize "digital immortality"?

  In this regard, Wang Qi, a lecturer at Beihang Law School, believes that the network has the ability to keep every trace of people’s lives, and the digital heritage is also exposed and snooped.

  He said that it should be a basic protection of citizens by law to eliminate people’s traces in the online world before their death, or to keep them in an undisclosed state. The "digital heritage" contains the "digital remains" of the deceased, and this "digital remains" is expected to get eternal rest under the system of communication confidentiality and the protection of personality rights.

  If one day, technology can achieve real "digital immortality", how would you choose?

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荆州地区eπ008降价来袭!底价18.86万,优惠不等人

eπ008的外观设计充满未来感与科技感。其前脸设计采用了极具辨识度的封闭式进气格栅,搭配锐利的大灯组,营造出强烈的视觉冲击力。车身线条流畅,整体风格偏向年轻化和运动化,展现出强烈的个性化特点。

eπ008拥有优雅的车身线条,长宽高分别为5002mm、1972mm和1732mm,轴距达到3025mm,为乘客提供了宽敞的乘坐空间。车侧线条流畅,搭配21英寸轮圈,采用265/45 R21轮胎规格,彰显动感与时尚。

荆州地区eπ008降价来袭!底价18.86万,优惠不等人

eπ008的内饰设计风格简约而富有科技感,中控台上的15.6英寸高清触摸屏是整个驾驶舱的核心,支持多媒体系统、导航、电话以及空调的语音识别控制。方向盘采用皮质包裹,手感出色,支持手动上下和前后调节,方便驾驶员找到最舒适的位置。此外,车内配备了多个USB和Type-C接口,满足不同乘客的充电需求,而前排则设有无线充电功能,让手机随时保持电量充足。座椅采用仿皮材质,主副驾驶座椅均支持前后调节、靠背调节、高低调节以及腰部支撑调节,提供极佳的乘坐舒适性。驾驶位和副驾驶位均配备了电动座椅记忆功能,而前排座椅还增加了加热、通风以及头枕扬声器,为乘客带来更加丰富的体验。第二排座椅同样配备了多种调节功能,包括前后调节、靠背调节和腿托调节,进一步提升了后排乘客的舒适度。后排座椅还可以按照比例放倒,为乘客提供了更多的储物空间。

荆州地区eπ008降价来袭!底价18.86万,优惠不等人

eπ008搭载的是一款高性能发动机,拥有200kW的最大功率和340N·m的最大扭矩,为车辆提供了充沛的动力和出色的驾驶体验。

汽车之家车主对eπ008的外观给予了高度评价,他觉得这款车很大气,是自己非常喜欢的感觉。虽然外观的评价很大程度上取决于个人喜好,但他认为eπ008的外观还是很赞的,并建议大家选择白色车漆,因为白色不仅大气,而且还不需要额外加钱。

Price 894,900 yuan, Volvo’s new XC90 T8 model launched

  A few days ago, Netcom learned from the official that Volvo’s new XC90 T8 model is on the market, priced at 894,900 yuan. The new car is mainly adjusted for the power battery. The new XC90 T8 model is equipped with a new power battery and rear axle motor drive system, with a combined maximum output power of 335 kW and a pure electric cruising range of 59 kilometers. It is worth mentioning that Volvo’s new XC90 T8 model can also turn on the "single pedal" mode.

Netcom Auto

  

Model Selling price (10,000 yuan) RECHARGE T8 4WD, Zhizun Deluxe Edition 89.49 Tabulation: Internet Info Agency

 

Netcom Auto

  In terms of appearance, Volvo’s new XC90 T8 model continues the current model design. The large-sized concave chrome intake grille on the front face is very imposing, and the active follow-up LED headlights with adaptive high beams on both sides of the front are very recognizable. In addition, it is also equipped with a new front surround component, and the blackened air inlet is embellished with silver trim. The whole is dynamic.

Netcom Auto

Netcom Auto

  The side shape of the new car is relatively full, and the chrome trim at the window frame and side skirt is matched with large-size multi-spoke wheels to further enhance the vehicle’s fashion sense. At the rear, Volvo’s new XC90 T8 model is equipped with a rear spoiler, with the iconic vertical LED taillight set, which is more recognizable. In addition, the car is equipped with the "T8 RECHARGE" exclusive badge at the rear, highlighting its plug-in hybrid model identity.

Netcom Auto

  In the interior part, Volvo’s new XC90 T8 model is covered with a large area of leather material, and the whole is very textured. In addition, the new car is also equipped with a 12.3-inch LCD meter, with a 9-inch touch control screen full of technology. It is worth mentioning that the car also has a Bowers & Wilkins palace sound system, as well as front seats that support heating, ventilation and massage functions.

Netcom Auto

  In the power part, the new XC90 T8 model adopts a new power battery and rear axle motor drive system. Among them, the battery capacity of the car is 18.8 kWh, and the pure electric cruising range is 59 kilometers; the motor power is 107 kW, the torque is 309 Nm, the comprehensive power is 335 kW, and the peak torque is 709 Nm.

  (Photo/text, Netcom, Zhang Xiaoyi)

Official drop 129,000! Lexus new RX sold 380,000 with 2.0T pure fuel

On September 28, the new RX 300 was officially launched and sold for 380,000 yuan. The new car is equipped with a 2.0T engine, which is 25,000 yuan cheaper than the hybrid version and 129,000 yuan cheaper than the 2021 fuel version.(The picture shows the RX 350h)

The width and wheelbase of the new RX 300 are larger than those of the 2021 model. The car features a 12.3-inch full LCD meter + 9.8-inch central control screen, 12 speakers, cloud online navigation, and support for Apple CarPlay and Baidu CarLife.

The new RX 300 is equipped with a 2.0T inline four-cylinder engine with a maximum power of 182kW and a maximum torque of 380N · m, matching an 8AT gearbox. The new car adopts an electronically controlled OurHours four-wheel drive system with a comprehensive fuel consumption of 8.86L/100km, plus 95 gasoline, which is more powerful than the 2021 model.

Luoyang Blue Electric E5 price reduction news, the highest discount 40,100! not to be missed

Welcome to [Autohome Luoyang Discount Promotion Channel], bringing you the latest car market trends. At present, the most talked about models are enjoying a limited-time promotion, and consumers in Luoyang can seize this rare opportunity. It is understood that Blue Electric E5 is currently undergoing a large price reduction promotion, and the maximum discount amount has reached an astonishing 40,100 yuan, which makes the already competitive starting price of 99,800 yuan more attractive. Want to seize this offer and enjoy lower car purchase costs as soon as possible? Then be sure to click "Check Car Price" in the quotation form, and let our professional team help you get higher discounts. This is a rare opportunity, not to be missed!

洛阳蓝电E5降价消息,最高优惠4.01万!不容错过

The exterior design of the blue electric car series E5 shows the dynamic and refined sense of modern city. The front part adopts a unique design concept, and the air intake grille adopts a delicate mesh structure, which not only ensures the aerodynamic performance, but also enhances the visual impact. The overall style is biased towards simplicity and streamlining, with smooth lines and stylish LED headlights, so that the vehicle can show a sense of elegance and technology at any angle. The well-proportioned body reflects both practicality and the essence of a sports car, leaving a deep impression on drivers and passers-by.

洛阳蓝电E5降价消息,最高优惠4.01万!不容错过

The Blu Electric E5 stands out for its refined body size, 4760mm*1865mm*1710mm body length, width and height with a 2785mm wheelbase, giving the vehicle excellent space utilization and driving stability. The side lines are smooth and dynamic, showing the designer’s meticulous carving of details. It is equipped with 225/55 R18 tires, the tire specification standard, complements the rim style, not only guarantees the driver’s comfortable experience, but also highlights its unique visual aesthetics.

洛阳蓝电E5降价消息,最高优惠4.01万!不容错过

The interior design of the Blue Electric E5 shows the perfect blend of elegance and technology. The spacious cockpit is highlighted by a leather steering wheel, providing a comfortable grip and precise control experience. The 12.3-inch central control screen stands in the front, with rich display content, supports automatic speech recognition control, and integrates functions such as multimedia, navigation, telephone, air conditioning and sunroof, making it easy to operate. The seats are made of imitation leather, and the main and auxiliary seats are equipped with front and rear adjustment, backrest adjustment and high and low adjustment functions to ensure passenger comfort. The second row of seats also supports backrest adjustment, while the rear seats support proportional reclining, providing greater flexibility for cargo. The overall interior design focuses on practicality and humanization, providing a high-quality ride experience for drivers and passengers.

洛阳蓝电E5降价消息,最高优惠4.01万!不容错过

The Blue Electric E5 is equipped with a 1.5L L4 engine with a maximum power of 81kW and a maximum torque of 135N · m. With the E-CVT continuously variable transmission, it provides the driver with a smooth and efficient driving experience. This engine meets daily power needs while also paying attention to fuel economy and environmental performance.

The Autohome owner praised the appearance of the Blue Electric E5. The 4760MM super-long body and 2785MM wheelbase he mentioned not only show the luxury of the vehicle, but also the brightness and range of the LED headlights provide sufficient lighting for night driving. The design of the dot matrix front face and the through-type LED daytime running lights is not only full of technology, but also gives the vehicle a strong visual impact. The combination of the body curved design and the five-star low wind resistance wheels not only reduces the wind resistance, but also improves the grip, and the overall appearance is domineering and fashionable. The new brand LOGO – Xinghui E logo, with a luminous design, makes the Blue Electric E5 easy to become the focus in any occasion. The owner is satisfied with its recognition and unique style. So many bright spots converge, making each blue electric E5 a unique sight on the road.

Huawei’s triple-folding screen mobile phone is light in seconds, and the "scalper" price increase of 20,000 to 30,000 cannot be received.

At 8:00 am on September 20, the Apple iPhone 16 series was officially launched in major Apple stores. At 10:08 on the same day, the Huawei MateXT extraordinary master who had opened an appointment earlier was also officially launched. Huawei and Apple, the two global consumer electronics giants, once again competed head-on.

The iPhone 16 is on sale less than in previous years

At about 9 am on the same day, a reporter from Securities Times E Company came to Apple Yitian Holiday Plaza store and saw that the entrance of the store was still the same as in previous years, showing a long queue of users who had booked a new machine waiting to pick up the new machine, but the flow of people was slightly less than in previous years. At the same time, around the store, as in previous years, there were many "scalpers" of the iPhone 16 series on site.

"We only accept the iPhone16 Pro Max, with a price increase of 200 yuan. We will not accept it in the afternoon. We are also betting on the market now. The price of Huawei’s three-fold screen is about 20,000, and the price increase of 20,000 to 30,000 cannot be received. The total price will be sold to 50,000 to 60,000." At 9 am on September 20, the "scalper" who recycled the iPhone 16 series at the entrance of the store told reporters.

There are also a small number of "scalpers" who say that the iPhone 16 Pro version is also accepted, but the price increase is very small, only 50 yuan to 100 yuan per unit.

"It’s not even enough for the taxi fare," someone who has just received Apple’s new phone for sale told reporters.

The reporter saw at the scene that there were also some "fruit fans" who had not pre-ordered the iPhone 16 on Apple’s official website and tried to increase the price on the spot to buy a new machine. For them, this year’s price increase was acceptable, "I didn’t get it on the official website before, I’m going to buy a Pro Max512G black from scalpers, and the price increase is 500 yuan. I feel that the price is okay."

In comparison, in previous years iPhone new products on sale, consumers from the market to buy Pro and above versions generally need to increase the price of 800 yuan to thousands of yuan, last year iPhone15 Pro Max had the highest price increase of more than 2000 yuan.

In terms of the basic version of iPhone16, there has been a "break" before the sale. It is understood that on September 19, the day before the launch of the iPhone16 series, the price of the iPhone 16 official website started from 5999, and the subsidy price of Pinduoduo started from 5399 yuan, a direct drop of 600 yuan; iPhone 16 Plus (512GB) official website price was 9999 yuan, and the subsidy price of Pinduoduo was 8999 yuan. The discount was as high as 1,000 yuan.

Today, the reporter found that some offline stores can directly buy iPhone 16, and the price is 200 yuan – 300 yuan lower than the official website.

In the early morning of September 10, Apple officially released the iPhone 16 series. iPhone 16 and iPhone 16 Plus start at 5,999 yuan and 6,999 yuan respectively. iPhone 16 and iPhone 16 Plus have five colors to choose from, namely black, white, pink, dark cyan and ultra cyan. iPhone 16 Pro 128GB starts at 7,999 yuan, iPhone 16 Pro Max 256GB starts at 9,999 yuan. The iPhone 16 Pro series has a total of four colors, including white titanium, black titanium, primary color titanium and the latest "desert titanium".

On September 13, after the iPhone 16 series opened for pre-order, recently, Tianfeng Securities analyst Guo Mingyu released data showing that the iPhone 16 series sold about 37 million units in the first weekend of pre-order, a decrease of about 12.7% compared with the same period of iPhone 15 series last year.

Kuo said one of the biggest reasons for iPhone sales this year was lower than expected demand for the iPhone 16 Pro series. In addition, the failure of Apple Intelligence, the biggest selling point of the iPhone 16 series, to launch at the same time as the iPhone 16 series is also affecting sales. According to Apple, the Chinese, French, Japanese and Spanish versions of Apple Intelligence will be available as soon as next year.

Yu Chengdong: Working overtime to expand production capacity

It is worth mentioning that on the same day as the iPhone 16 series went on sale, Huawei MateXT Extraordinary Master also went on sale at 10:08 today.

At around 10 am that day, the reporter came to Huawei Yitian Holiday Plaza store and found that the store was ready for the sale of Huawei MateXT Extraordinary Master, and there were a small number of users who snapped up the machine online (Huawei Mall).

At the same time, the store also showcased two new Huawei MateXT Extraordinary Master red and black machines, but unlike other new machines displayed by Huawei, the Huawei MateXT Extraordinary Master displayed in the store has a transparent glass box locked on the periphery, and the store can only experience the appearance, temporarily unable to experience it with your own hands.

"We have a fixed time to display the machine and for consumers to experience the machine. At present, this model only accepts information registration and reservation, and the time to get the real machine is to be determined." The staff in the store told reporters.

Before the sale (23:59 on September 19), the official website data of Huawei Mall shows that as of now, the number of reservations for Huawei Mate XT has reached 6.622 million.

After the panic buying started, all models of Mate XT Extraordinary Master were "empty in seconds". At present, online platforms such as Huawei Mall, JD.com, and Tmall Flagship Store all show "temporarily out of stock".

On the morning of the same day, Yu Chengdong, executive director of Huawei, chairperson of end point BG, and chairperson of smart car solutions BU, appeared at the flagship store on Nanjing East Road in Shanghai to attend the first delivery ceremony of Huawei Mate XT extraordinary master.

Yu Chengdong said at the delivery ceremony that the popularity of Huawei’s triple-folding mobile phone far exceeded expectations, and the team is working overtime to expand production capacity.

"We can’t grab it even if we want to buy it ourselves," a Huawei employee told reporters.

Reporters in some domestic second-hand platforms found that Huawei MateXT extraordinary prices as high as 68,000 yuan/unit.

Huawei Mate XT Extraordinary Master was officially released on September 10, Beijing time, priced at 19999 yuan to 23,999 yuan, providing 256GB, 512GB and 1TB models. On online platforms such as Huawei Mall and Tmall flagship store, the same user can only buy one.

On September 19, Guo Mingsheng issued a document saying that the latest supply chain survey shows that due to the high demand in the market, the shipment forecast of Huawei’s three-fold mobile phone Mate XT in 2024 has been doubled, and it has been raised from the 500,000 department to the 1 million department.

Ethan Qi, associate director of research at Counterpoint, told reporters that the launch of this new product can solidify Huawei’s technological leadership in the field of folding screens. To a certain extent, this is the right strategy, because this process will help Huawei accumulate experience in developing more complex folding smartphones. In addition, as folding screen technology becomes more mature, consumers are more and more accepting of folding screen phones. It is very wise for Huawei to choose this time to launch new products with more acceptable weight, thickness and reliability. Now may be a good time for Huawei to take the folding design to a new level.

Hangzhou Blue Power E5 price reduction is coming! The highest profit 40,100, act quickly

On Autohome Hangzhou Promotion Channel, we have the exciting news that the much-talked-about model is having an unprecedented promotion in the Hangzhou area. Currently, car buyers can enjoy a cash profit of up to 40,100 yuan, which will further reduce the starting price of this hot-selling model to 99,800 yuan. Such a discount is rare, and it is an excellent opportunity not to be missed for consumers who are interested in buying the Blue Electric E5. If you are interested in the Blue Electric E5, be sure to click the "Check the car price" button in the quotation form to get a higher discount and lock in your ideal car.

杭州蓝电E5降价来袭!最高让利4.01万,赶快行动

杭州蓝电E5降价来袭!最高让利4.01万,赶快行动

The Blue Electric E5 presents its dynamic side with elegant body proportions, with a slender body size, specifically 4760mm*1865mm*1710mm, with a wheelbase of 2785mm, showing good space utilization and stability. The front and rear wheelbases are 1585mm and 1580mm respectively, ensuring a good driving balance. In terms of tire specifications, the Blue Electric E5 is equipped with 225/55 R18 tires before and after, with exquisite wheel design, which not only enhances the visual effect of the vehicle, but also provides a better grip and handling experience for driving.

杭州蓝电E5降价来袭!最高让利4.01万,赶快行动

The interior design of the Blue Electric E5 focuses on practicality and comfort, with a minimalist style layout. The driver’s seat is equipped with a leather-wrapped steering wheel, providing manual up and down adjustment functions to ensure that the driver can accurately grasp the control. The 12.3-inch central control screen serves as the information center in the car, supporting automatic speech recognition control for multimedia systems, navigation, telephone, air conditioning and sunroof, making it easy to operate and full of technology.

In terms of seats, the Blue Electric E5 is made of imitation leather to ensure touch and durability. The main seat supports front and rear adjustment, backrest adjustment and high and low adjustment, which can meet the different needs of drivers and passengers. The passenger seat also supports front and rear adjustment and backrest adjustment, providing passengers with a comfortable riding experience. The second row of seats is equipped with backrest adjustment function, which flexibly responds to various travel scenarios. In addition, the rear seats also support proportional reclining, which increases the versatility of the space. The overall interior details are fully humanized, creating a warm and efficient driving environment for passengers.

杭州蓝电E5降价来袭!最高让利4.01万,赶快行动

The Blue Electric E5 is equipped with a 1.5L L4 engine, which has a maximum power of 81 kilowatts and a maximum torque of 135 Nm, providing stable power support for the vehicle. It is matched with a high-efficiency E-CVT continuously variable transmission, which enables a smooth shift process and ensures comfort and fuel economy during driving.

Overall, the Autohome owner gave high praise to the appearance of the Blue Electric E5, believing that its design is both atmospheric and stable, but also stylish. He particularly emphasized the choice of green body, believing that it not only meets the aesthetic of modern young people, but also shows a perfect combination of high-end elegance and leisure. This exterior design undoubtedly adds confidence and pleasure to the driver, making the Blue Electric E5 unique among many vehicles.